HUNISS ("HUNISS," "we," "us") is a personal finance app that helps people build financial discipline through a behavior-based score, daily missions, an AI coach, and goal tracking.
This policy explains what information HUNISS collects, how it's used, who it's shared with, and the choices you have — including how to delete your account and data entirely.
Company: HUNISS
Contact: mylonridgway@icloud.com
We collect only what you give us directly — nothing is pulled from your bank or device without your action.
We use your information only to operate the app you're using:
We do not use your financial data to show you ads, and we do not build advertising profiles.
HUNISS uses the following third-party services to operate:
Supabase — our database, authentication, and backend infrastructure provider. All of your account and financial data is stored in a Supabase-hosted database. Access to your data is restricted at the database level so that only you (and HUNISS's automated systems acting on your behalf) can read or write your own records.
OpenAI — when you use the AI Coach, or when HUNISS generates your daily insight, weekly report, or Goals Roadmap, relevant context about your account is sent to OpenAI's API to generate that response. Depending on which of those features you're using, this can include: your name or email address (the AI Coach uses this to address you directly), your Discipline Score and tier, your Attack Mode, your monthly income, your debt balances, minimum payments, and interest rates, your savings amount, your self-reported stress level, the goals, habits, and fears you stated during onboarding, the goals you've created in the app and your progress toward them, whether you've started a Paycheck plan, and your recent mission activity. We reviewed our OpenAI account's data-sharing settings on September 12, 2026: under our current configuration, OpenAI does not use this data to train or improve its models. Per OpenAI's published API data usage policy, this data is retained for up to 30 days for abuse-monitoring purposes before being deleted, unless OpenAI is legally required to keep it longer. [VERIFY: whether Zero Data Retention or a signed Data Processing Agreement apply to our specific account remains unconfirmed — both require a separate approval process with OpenAI that we have not completed as of this draft.] We do not send your raw account password, full transaction history, or banking credentials to OpenAI — only the context needed to generate the response you requested.
The Paycheck feature's suggested allocation and its short explanatory note are generated locally using a fixed set of rules based on your Attack Mode — not by OpenAI or any AI model. No paycheck or allocation data is sent to OpenAI. A future version may use AI to generate that note; if so, this policy will be updated first.
No AI system at HUNISS is ever given the ability to move, transfer, or withdraw your money. The AI Coach's replies and your Dashboard's daily insight are visually labeled in the app so you always know that text was written by the AI, not the app itself. Your Weekly Report and Goals Roadmap are generated by the same AI process and are visually labeled as AI-generated content in the app. None of this content is ever used to silently alter your financial data.
We keep your information for as long as your account is active, so the app can show your history (score trends, past missions, past reports).
If you delete your account, we permanently delete your account and all associated data — your profile, financial information, transactions, goals, missions, scores, AI coach conversations, and achievements — right away. This isn't a soft delete or deactivation; the underlying records are removed from our database, and your login credentials are removed from our authentication provider so the account can never be signed back into. You can start this from Settings → Delete Account in the app at any time.
Depending on where you live, you may have additional rights under laws like the CCPA (California) or GDPR (EEA/UK) — including the right to request a copy of your data or object to certain processing. Contact us at mylonridgway@icloud.com to exercise these rights. [VERIFY: this is a general sketch, not a jurisdiction-specific disclosure — once you know where your beta users will actually be located (e.g. US-only vs. including EEA/UK), a lawyer should confirm which specific regional laws apply and add the required disclosures for each.]
We use industry-standard practices to protect your information, including:
No system is 100% secure, and we can't guarantee absolute security, but we work to protect your information and will notify affected users if we become aware of a breach affecting their data, as required by law.
HUNISS is a financial app intended for adults. It is not directed at, and we do not knowingly collect information from, anyone under the age of 18. If we learn we've collected information from someone under 18, we will delete it.
We may update this policy as the app changes. If we make material changes, we'll notify you in the app or by email before they take effect. The "Last updated" date at the top of this page always reflects the current version.
Questions about this policy or your data? Reach us at mylonridgway@icloud.com.